The moral of this story upfront is: Ask an overseas eBay seller how he or she accepts payment before bidding. I won a CD from a seller on ebay.de who stated on his auction page that he ships internationally. As most sellers I encouter on ebay.de do not have a PayPal account, I send cash in US dollars (I've never had a problem). For my latest find, I didn't consider asking the seller how I could pay before placing a bid. Now that I won the CD, the seller asked that I send him 20 Euros in cash. When I asked if I could send the cash equivalent in US dollars, he said no because he would have to go to a bank "in the city" and pay a fee for the conversion to Euros. He also is not set up for PayPal. So, I went out to my two local banks this morning (both in the suburbs) hoping to convert US dollars to Euros. Not surprisingly, I was unsuccessful. Both banks said that they could order me Euros, but one bank charges $15 and the other charges $17.50 for the service. Also, both banks said it would take a week for the Euros to arrive. I have no interest in shelling out around $40 (the money I owe the seller plus the bank fee) to get 20 Euros. One bankteller told me to try AAA, so I called over there, and they said that they only have Euros in "travel packs", and the smallest pack contains 78 Euros. That is not an option. I know that I could do the conversion to Euros at the airport, but I am not going to make a special trip, and I have no business travel lined up for awhile. So, I have written the seller asking him for suggestions, and I have asked him to look into PayPal. Any suggestions? I know that my bid is a contract, so if I absolutely have to bite the bullet and get Euros through the bank, I will. Hopefully I can resolve this with the seller another way.