I am wanting an inexpensive DAC to use with Roon instead of the one built-in to my XMC-1 pre/pro. It works OK, but I would like something better, with less digital glare, that I can actually afford. I have narrowed my choice to the Topping D50 or the Schitt Modi Multibit. They retail for the same $25o. Sure, I would love to order the Gumby, but the fixed income retirement model doesn't allow such. I am seeking input from those who own each, or better yet, have owned both. Thanks!